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Map your clients' protection gaps in minutes.

Purpose-built for UK protection advisers.
Tax-adjusted calculations, joint policy tracking, and detailed audit trails built in.

Your client’s live risk map will appear here.

Tax & NI adjusted income replacement calculations
Joint & sole case handling with proper policy ownership
Automatic SSP & employer benefit calculations
Audit-ready trail for every assumption change

Built for UK protection advisers. Handle joint and sole cases, calculate tax-adjusted income replacement, track employer benefits and existing cover, then produce audit-ready reports with full trails. No spreadsheets required.

UK tax & benefits built in

Automatic SSP, employer sick pay, and tax/NI calculations. Track joint and sole policies with proper ownership resolution.

Tax-adjusted gap calculations

Post-tax income replacement, indexed benefits, dual deferment periods, and mortgage clearance. All calculated automatically with clear assumptions.

Audit trails included

Key calculations and assumptions are logged alongside each case. Export structured narratives and scenario details for compliance file reviews.

Why teams switch to RiskMapped

Spreadsheets and generic CRMs can’t keep up with real-life risk conversations.

Spreadsheets & generic tools

"I can't model real benefits or keep data synced, so you'll need to calculate everything manually."

  • Manual data entry that quickly goes out of date
  • Static outputs; no live recalculation when numbers change
  • Weak audit trail and compliance notes
  • Takes days to compile something client-ready
RiskMapped

"Dynamic gap calculations, a client-ready PDF, and a full audit trail are ready the moment the fact find is done."

  • Tax-adjusted income replacement (post-tax & NI)
  • Joint & sole policy tracking with ownership resolution
  • Automatic SSP, employer sick pay & benefit calculations
  • Detailed audit trail with exportable reasoning summaries

How it works

Step 01
Open your client workspace

Advisers see every household, past reports, notes, and documents in one place. Ready to update live with the client.

Step 02
Capture the right details

Structured fact find for income, liabilities, dependants, employer benefits, and existing cover. Built for protection and mortgage advice.

Step 03
RiskMapped models the gaps

Automatic calculations for death, critical illness, income loss, childcare, and debt clearance with clear rationales.

Step 04
Publish the report

Generate a client-facing PDF plus adviser notes and recommended actions in one click. Key changes are logged for your audit trail.

Protection gap analysis
built for advisers

Track joint & sole cases properly

Handle couples and individuals in the same workspace. Joint life policies are assigned to the correct owners. Scenarios calculate correctly for each household type.

Import statements & payroll cleanly

Upload CSVs from payroll, mortgage statements, bank exports, or insurer downloads. RiskMapped normalizes formats and validates the numbers for you.

Track every liability & policy

Capture mortgages, loans, income protection, critical illness, death-in-service, and childcare costs with structured fields and clear ownership.

What-if scenarios update live

Model death, critical illness, income loss, redundancy, or new dependants. All gap calculations update instantly when you change household data or assumptions.

Centralised client records

Every household's income, policies, scenarios, and reports in one place. No more hunting through spreadsheets or email attachments to find what you need.

Audit trails by design

Key actions, assumptions, and scenarios are logged so you can evidence how you reached your recommendations.

Handover without rework

Every case retains its fact find, calculator inputs, advice notes, and documents so new advisers can resume instantly with full context.

Client-ready reports in seconds

Produce a branded PDF for clients plus an internal summary with assumptions, shortfalls, and recommended actions. No copy-paste needed.

Case history that’s easy to follow

Maintain a clear record of fact finds, assumptions, and scenario outputs so new advisers can quickly understand each case.

Simple, transparent pricing

Get 2 months free with annual billing

Monthly
Yearly
RiskMapped Platform

Everything you need to capture cases, calculate gaps, and publish compliant recommendations.

Free 30 Day Trial · No credit card required
After trial
£ 29 /month
per user

Add or remove users anytime. Volume discounts available for 10+ seats.

Start Free 30 Day Trial
Start Free 30 Day Trial
What's included
  • Client & adviser dashboards included
  • Gap analysis for death, CI, income loss, and expenses
  • Client-facing PDF and internal compliance notes in one click
  • Secure data capture links for clients or advisers
  • Add seats as you grow; volume discounts from 10+ users
  • Full data export - your data stays yours
Free 30 Day Trial

Deliver advice faster with RiskMapped

Join advice teams replacing spreadsheets with live gap analysis, audit-ready notes, and client-ready reports.